How long will it take to open a business bank account in Dubai?

Expect two to four weeks for straightforward applications and up to three months for foreign or complex structures.

Do I need a UAE resident to open a business account?

Many banks prefer at least one resident signatory. Some banks can accept non resident signatories but the process is typically longer and may require more documentation.

Can I start with a fintech account while my main bank account is being set up?

Yes. Fintech providers can handle collections and corporate payments while you complete the formal bank process.

What documents are essential?

Trade license, company incorporation documents, MOA, board resolution, passports of signatories, proof of address and evidence of business activity are the base set.

Will banks accept online onboarding?

Several banks offer online application starts and digital submission of documents, but manual KYC verification still occurs. Emirates NBD publishes an online route to start the business account journey.