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Discover the benefits, processes, and key steps to start a business in the UAE, a global hub for entrepreneurs. Learn how AB Capital Services simplifies company formation with expert guidance, tailored solutions, and end-to-end support.
Open a Company in UAE: Your 2025 Guide to Business Success Read More »
Looking to buy property in Dubai? Our comprehensive guide explains how to secure a mortgage in Dubai, from finding the right lender to finalizing your purchase by the guidance of AB Capital Services. Learn about the benefits of investing in Dubai’s booming real estate market, understand the step-by-step mortgage process, and discover how AB Capital Services can simplify your journey with expert advice and streamlined solutions. Whether you’re a first-time buyer or an experienced investor, this guide has everything you need to make your dream property a reality.
Steps to Secure a Mortgage in Dubai: A Comprehensive Guide Read More »
Learn how to establish company in Dubai with our comprehensive guide. Discover the benefits of Dubai’s pro-business environment, free zones, tax incentives, and strategic location. Get step-by-step guidance on legal structures, licensing, and more. Partner with AB Capital Services for a smooth, hassle-free formation. Start your journey toward success in Dubai’s thriving market today!
How to Establish Company in Dubai? A Complete Guide for Entrepreneurs Read More »
Looking to start an event management business in Dubai? This comprehensive guide from AB Capital Services covers essential steps, from market research and business structure selection to licensing and marketing strategies. Learn how to navigate Dubai’s business landscape and build a successful event management company.
How to Start an Event Management Business in Dubai? Read More »
Discover the Minimum Investment to Start Business in Dubai, including key cost components, low-cost formation options like free zones, and expert advice from AB Capital Services. Learn how to minimize costs and navigate the formation process with ease. Book a free consultation today!
Minimum Investment to Start Business in Dubai 2025: A Complete Guide Read More »
Learn how to start a small business in Dubai with this step-by-step guide. Discover AB Capital’s services and the benefits of starting your business in Dubai.
How to Start a Small Business in Dubai? A Complete Guide Read More »
FTA Private Clarifications Guide by FTA Certified Agency, their eligibility criteria, application process, and common mistakes to avoid. Simplify tax compliance with AB Capital Services’ expert assistance.
Detailed Overview of FTA Private Clarifications Guide | AB Capital Services Read More »
Discover why Dubai International Financial Centre (DIFC) is the ultimate global financial hub. Explore its strategic location, tax advantages, robust legal framework, and world-class facilities. Learn how AB Capital Services simplifies DIFC formation with expert advisory, financial planning, and compliance solutions for success in the MEASA region.
Dubai International Financial Center (DIFC): Your Gateway To Global Business Read More »
Expand your business from Russia to Dubai with ease. Discover Dubai’s strategic advantages, tax-free business environment, and access to global markets. Learn how AB Capital Services can simplify your transition and help your business thrive in the UAE.
Expand From Russia To Dubai: A Smart Business Move Read More »
Dubai has grown to become a cosmopolitan city that has attracted people from all over the world, but most especially from India. By virtue of the city’s potentials for economic success and relatively equal balance of tradition and cosmopolitanism, it is a perfect place to start a new life. Dubai is not just a city for Indians, but it is their second home. The Indian Community in Dubai India has its mini-version in Dubai because of the great culture diversity and numerous Indian migrants. A recent survey shows that today there are more than 3.5 million Indians living in the UAE. Dubai markets; the sidewalk vendors and the food markets in Bur Dubai all bear evidence of Indian inspirations. Newcomers are welcomed by a coping community, especially in an environment filled with skyscrapers and other modern structures. You will definitely get Indian restaurants with real tasty biryani or Groceries shops with special parts of your Indian spices, or even festivals like Diwali are celebrated with immense pleasure. This vibrant Indian community makes sure that anyone decides to move to Dubai does not feel homesick. Opportunities Abound for Indians in Dubai Dubai is renowned for its business-friendly environment, making it a hotspot for entrepreneurs and professionals. The city offers a tax-free income, excellent infrastructure, and a strategic location that connects East and West. This economic stability attracts a wide range of Indian professionals, from engineers and IT specialists to hospitality and healthcare experts. AB Capital Services can offer specialized services for those who are interested in investing or opening a business in Dubai because it can make things easier. If you are an investor who wants to diversify your portfolio, or a business person who wants to expand your business in Dubai, AB Capital provides you with professional advisory services that will enable you to maneuver through the economy of Dubai effectively. Due to their experience in various fields including formation of companies, financial planning and investment, they are a perfect ally in achieving your dreams in Dubai. Comfort and Quality of Life in Dubai Another major factor that really pulls many Indians to Dubai is the quality of life they enjoy there. Dubai has a very modern healthcare services provision, quality and well established universities and most importantly it’s secure for foreigners to live in. The emphasis that the city pays to safety, and cleanliness coupled with the commitment by the police department has made the city one of the safest in the nation to live in and, more important, raise a family in. In addition, the Indians have also been successfully able to retain its roots, this is evident from the fine Temples, Gurudwara’s and Mosques in the country for the religions following Indians. These features of solutions enable the Indians to retain their ethnic self-image while adapting to the society of Dubai as cosmopolitan. AB Capital Services: Your Partner in Navigating Dubai’s Financial Landscape In this case, the issue of how to build a secure future in Dubai is closely connected with the problem of finance. AB Capital Services offers financial planning services to clients and immigrants from India in particular. As a corporate advisory firm as well as wealth management specialists, they help their clients navigate the world of business and investment in the UAE. With extensive knowledge of the local and global financial environment, AB Capital guarantees that clients can make sound decisions that will help them achieve their goals. This makes them a client-oriented team that is focused on assisting you to achieve a successful future in Dubai. Conclusion Dubai is no less than a city that is known for the cultures where people from India feel at home. The community, business prospects as well as the climate of the place; the food and traditions that are similar in a new location offers Indians exactly what they desire, the opportunity of a fresh start. The help of such specialists as AB Capital Services makes the process of establishing and building a successful business in this fast-growing city rather unproblematic. Thus, whether a prospect of a new job, starting a business in Dubai, or simply wishing for a change of pace, Dubai holds the promise of a worthwhile life — a second-residence for every Indian. Frequently Asked Questions (FAQ) 1. Is Dubai a good place for Indians to live? Absolutely. Dubai is one of the most Indian-friendly cities in the world, offering excellent opportunities for work, business, and a high standard of living. The large Indian community, cultural familiarity, and tax-free income make it an attractive destination. 2. How can Indians set up a business in Dubai? Setting up a business in Dubai is streamlined thanks to free zones, minimal paperwork, and a supportive legal framework. Partnering with services like AB Capital can help simplify the process, from company formation to financial advisory. 3. Are there good educational facilities in Dubai for Indian families? Yes, Dubai has numerous Indian schools that follow the CBSE and ICSE curriculum, along with international schools offering IB and British curriculum options. This ensures that families have access to high-quality education tailored to their needs. 4. Is it easy for Indians to find jobs in Dubai? Yes, particularly in sectors like IT, finance, construction, healthcare, and hospitality. Dubai’s rapidly growing economy creates a steady demand for skilled professionals. Networking within the Indian community can also be beneficial. 5. What are the benefits of partnering with AB Capital Services? AB Capital Services provides tailored financial advisory, corporate structuring, and investment solutions to individuals and businesses. Their expertise helps clients navigate Dubai’s financial landscape with ease, ensuring sustainable growth.
Are you ready to invest in one of the most active global real estate markets? Bearing in mind that Dubai boasts of and offers luxurious lifestyle, no tax on personal income, and superior quality of life, the city has become one of the most attractive destinations for property purchasers and investors. If you are planning to purchase an affordable property in Dubai and your plan is to use a mortgage, then it is crucial for you to know about how to get a mortgage in Dubai. In this guide, we will explain how to get a mortgage in Dubai on properties, give an overview of the main requirements, and tell you about AB Capital Services as your mortgage broker. Why Choose Dubai for Property Investment? This has made Dubai to be a preferred destination for property investment because of the fast-growing economy, strategic position and high returns. For both residents and international investors, the benefits of owning property here include: High ROI: Rental yields in Dubai are among some of the highest in the world. Tax-Free Income: No property tax or capital gains tax. Stable Economy: A hedged-off, diversified economy based on tourism, financial services, and export. World-Class Infrastructure: Preferably recognized for its hedonistic, spectacular architecture, and superior standards of living. With such strong arguments, it is not shocking to see that the real estate market in Dubai is booming. Nonetheless, the purchase of property using a mortgage entails the right knowledge of the financing opportunities as well as the process. Step-by-Step Guide to Getting a Mortgage in Dubai In order to make a right decision, it is significant to understand how the mortgages work in Dubai and what does the process involve. 1. Understand the Types of Mortgages Available The mortgage market in Dubai has a number of choices for residents and non-residents. Key mortgage types include: Fixed-Rate Mortgages: It provides a fixed and predetermined interest rates with attached tenors, these ranges from one to as high as five years. Variable-Rate Mortgages: The interest rate is adjusted according to the base lending rate of the United Arab Emirates. Islamic Mortgages: Islamic home financing, which is a type of mortgage that complies with the Islamic law. Both are useful, but contain their positives and negatives, depending on market environment and own financial objectives. You can talk to a mortgage advisor such as AB Capital Services to find out which of the two suits you best. 2. Eligibility Criteria for Mortgages in Dubai Mortgage application is open to both residents and non-residents of the UAE, but the conditions vary. Here’s a quick breakdown: UAE Residents: The majority of the banks provide first-time buyer loans at 80% of the property value with a 20% deposit. Non-Residents: Usual proportion of 50 to 75 percent of the property value and down payment of 25 to 50 percent. Income Requirements: Lenders want to be sure that the borrower has a steady income. This encompasses paid employees and business people who can produce income proof. Credit History: It is legalized that payment of damages or any financial product requires a good credit history. 3. Calculate Your Budget and Affordability One of the most important questions that need to be answered when considering property investment is how much one can afford. Consider all costs, including: Down Payment: This is usually 20 percent for residents and about 25-50 percent for non-residents. Mortgage Fees: This is in addition to other charges such as valuation, processing and formation fees. Interest Rates: Deduct fixed and variable rate to determine monthly payment. Mortgage calculators like the ones provided by AB Capital give you an exact figure of what you can afford and one can then budget for an amount accordingly. 4. Documents Required for Mortgage Approval While the exact documents may vary by lender, the following are commonly required: Passport and Visa: Identification and residency proof. Salary Certificate or Trade License: Proof of employment or business ownership. Bank Statements: Typically for the last six months. Credit Score Report: For assessing creditworthiness. Having all documents organized speeds up the mortgage approval process, allowing you to move quickly when you find the right property. Mortgage Approval Process in Dubai After accumulating the necessary papers needed for the mortgage and determining the financial estimation, a person can apply for a mortgage. The process generally involves: Pre-Approval: Gives you a clear understanding of how much you are willing to borrow and makes you a better negotiator. Property Valuation: A valuation report provides an estimate of the market value of the property at play, confirming the market value, which is crucial in finalizing the amount of the loan required. Final Approval: Upon successful valuation, the bank sends a letter of final approval to the borrower. Transfer of Property Ownership: You can then get to the Dubai Land Department to complete the mortgage contract after approval of the mortgage. Having a reliable partner like AB Capital throughout this journey can make each of them easy and hassle-free. Why Work with AB Capital? Securing a mortgage in Dubai is more than just filling out paperwork. It involves understanding fluctuating interest rates, eligibility requirements, and legal procedures. AB Capital offers the expertise you need to make informed decisions and secure favorable mortgage terms. Book a Free call with AB Capital today by clicking here. Key Benefits of Working with AB Capital: Customized Solutions: AB Capital customizes mortgage options based on individual needs, whether you’re a resident or non-resident. Expert Guidance: AB Capital’s experienced advisors guide you through the entire process, from document collection to final approval. Mortgage Comparison: They offer detailed comparisons of available mortgage options, ensuring you find the best fit. Streamlined Process: Their efficient, client-focused approach reduces delays, ensuring a smooth and stress-free experience. With AB Capital, you’re in capable hands to navigate Dubai’s mortgage landscape confidently and find the best financing solutions for your property investment. Benefits of Getting a Mortgage in Dubai Opting for a mortgage instead of paying outright can be a wise financial
EASY GUIDE ON HOW TO GET A MORTGAGE IN DUBAI: COMPLETE GUIDE 2025 Read More »
An establishment card, often referred to as a “company establishment card” or “labor establishment card,” is a critical document required for businesses operating in Dubai. This card allows companies to hire foreign employees, sponsor their visas, and comply with the legal framework governing employment in the UAE. Obtaining an establishment card is essential for businesses, whether they are startups, multinational corporations, or small and medium-sized enterprises (SMEs). In this blog, we’ll delve into everything you need to know about an establishment card in Dubai, including its importance, application process, renewal, and how AB Capital can help you streamline the procedure. What is an Establishment Card? The establishment card in its various forms is widely referred to as the Immigration Establishment Card or Labor Establishment Card and which has been created by Dubai’s General Directorate of Residency and Foreigners Affairs (GDRFA). This card is tied to the company’s trade license and allows the business the legal authority to sponsor foreign workers and obtain their residence visas. The establishment card also has important information concerning the company including the company name, license number and the validity of the card. It acts as evidence that the business is legally recognized by the government and can participate in employment activities in Dubai. Why is the Establishment Card Important? The establishment card is one of the key documents that enable companies to hire and sponsor employees legally in Dubai. Here are a few reasons why this card is essential for businesses: Hiring Foreign Workers: Companies in Dubai rely heavily on expatriates to fill various roles. Without an establishment card, businesses cannot legally sponsor foreign employees for residence visas. Visa Processing: The establishment card is required for processing employee visas and securing work permits for foreign workers. It’s used to track the company’s sponsorship of employees. Compliance with Labor Laws: Holding an establishment card ensures that the company is compliant with the UAE’s labor laws, which mandate proper documentation for all employment activities. Business Operations: For businesses that are expanding their workforce, having an updated establishment card is essential for smooth operations. It allows the company to manage employee-related processes efficiently. Eligibility Requirements for an Establishment Card in Dubai To apply for an establishment card in Dubai, businesses must meet the following criteria: Valid Trade License: In this connection, the business must have a trade license which is issued either by the Department of Economic Development (DED) or a free zone. Registered Business: The company should be registered with the GDRFA or any other immigration authorities of the country. No Pending Legal Issues: The company cannot accomplish the process if it has any pending court cases or if there are any fines the firm has not paid. The Establishment Card Application Process The process for obtaining an establishment card is straightforward but requires careful attention to documentation. Here’s a step-by-step guide to applying for an establishment card in Dubai: Prepare Required Documents: You will need several documents to apply for an establishment card, including: A copy of the valid trade license A copy of the company’s Memorandum of Association (MoA) Passport copies of the shareholders A copy of the UAE national sponsor’s Emirates ID (if applicable) A power of attorney (if someone else is handling the application) Submit the Application: The application for an establishment card must be submitted to the General Directorate of Residency and Foreigners Affairs (GDRFA) via its online portal or in person at a GDRFA office. Payment of Fees: A fee is required to process the establishment card application. The cost varies depending on the type of business and the number of employees the company plans to sponsor. Receive the Establishment Card: Once the application is approved, the GDRFA will issue the establishment card. The processing time typically ranges from a few days to a week. Renewal of the Establishment Card An establishment card is valid for one year, and it is required to renew it every year to meet the requirements of the UAE. Inability to renew such a card on the right time comes with penalties, and can limit the employer from hiring employees. Here’s how to renew an establishment card in Dubai: Check Expiry Date: The establishment card must also be renewed from time to time, and therefore it is advisable to keep close track of this lest one is to be charged some fine. Prepare Renewal Documents: The required documents for renewal are generally the same as those needed for the initial application, including the trade license and identification documents. Submit Renewal Application: The renewal application can be submitted online via the GDRFA portal. If any information has changed (e.g., company name or license amendments), you will need to update these details during the renewal process. Payment of Renewal Fees: There is a renewal fee, which must be paid to complete the process. The fee amount will depend on the business structure and the number of employees under sponsorship. Common Challenges and How to Avoid Them Some of the difficulties associated with applying or renewing the establishment card include, wrong documentation, expired licenses, and unpaid fines. To avoid these issues: Ensure All Documents Are Up to Date: Ensure that the application you submit has up to date trade license, MoA and any other document that is required. Clear Any Outstanding Fines: Any fines or penalties associated with the company must be cleared before the establishment card can be issued or renewed. Work with Professional Consultants: A reliable business consultancy like AB Capital Services can help ensure the smooth processing of your establishment card by handling documentation, application submissions, and follow-ups on your behalf. How AB Capital Services Can Help The elementary process of applying for a new establishment card or renewal of a previously issued one can cause confusion to the business owners due to the various legal formalities involved in functioning a business in Dubai. AB Capital Services offers a comprehensive range of formation services, including assistance with establishment card applications and renewals. By working with
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